With an increasing internet penetration, more and more entrepreneurs in India are taking up the opportunity to explore the fintech industry. Some of these platforms are making a huge difference in how businesses are carried forward and established in India. Consumers and businesses alike have adopted fintech verticals like payments, digital lending, and credit analysis to refine their present business models. Listed below are a few fintech platforms for businesses in India: A leading marketplace lending platform in India, Rubique empowers individuals and SMBs with an easy and smoother access to finance across a wide range of loan, credit card, and insurance products. Built on a proprietary matchmaking algorithm, it is been integrated with the financial institutions' systems for real-time processing, and for providing online approvals to the customer. The advanced technology solution not only reduces the processing time significantly but the data analytics done on hundreds of data points helps to bring predictability. By assessing creditworthiness, Rubique offers the best deal to its customers. LoanTap is a fintech platform delivering flexible EMI free loan products to salaried professionals. It uses technology to deliver smart and innovative products to millennials. Incorporated in 2016, LoanTap is known for its unique product portfolio and for providing a quick financial support to salaried professionals. India's largest peer to peer lending website, Faircent is a platform where people who have spare money, use the means of lending it directly as a form of loan, thereby eliminating intermediaries and their margins. Faircent, recently created an Escrow account for its lenders to allow faster and smoother flow of funds under the trusteeship of IDBI. Having started as an online mobile recharge and bill payments app. Paytm in a short span of time has scaled to over 250 million registered users. CreditMantri is a multi-services platform that helps borrowers secure loans from its partner financiers. It was founded in the year 2012 by a team of three ex-bankers with the intent to change the way credit is delivered in India. By leveraging the power of technology and the digital medium, the company aims to empower consumers to know their credit potential.