Mumbai: Noted banker Aditya Puri has advised his peers to clearly separate personal friendships from banking and cited how his bank turned down a loan request from the now-fugitive businessman Vijay Mallya. The MD & CEO of HDFC Bank got candid and said "Vijay Mallya is not my friend, Nirav Modi is not my friend" referring to the fugitives.
Explaining how HDFC Bank had refused loans to the ex- liquor barren Mallya, Puri said, "a banker can have a coffee with any person and then do what he wants," stressing that it was his long time colleague Paresh Sukthankar who actually declined the loan to Mallya.
"If you are a bad risk, you are a bad risk. You can be my good friend, I can give you coffee and send you away. Just for your information, they (Mallya's officials) came to me for a loan and I gave them coffee and told them that I will consider the loan. And then Paresh turned it down," the HDFC Bank chief said, at function of launching a book on the bank by journalist writer Tamal Bandopadyay here this evening.
Every time the call came, Mallya used to abuse and his blood pressure would go up. So, friendship and banking is not co-related, he stressed.
He made the comments at the launch of the book--HDFC Bank 2.0--which speaks how the largest private sector lender embraced digital changes.