People in the state of Kerala amid the coronavirus-led lockdown are given a breather as they no longer would need to visit a bank or ATM for their cash requirement. "From April 8 onwards, you can call the post office in your area, tell them your bank's name, the amount required and your address. The postman will reach your home with the money," Dr T M Thomas Isaac, state finance minister told reporters.
This is because Kerala State government has entered into a tie-up with the postal department for door-step delivery of cash.
The scheme was launched on April 6, 2020 by the state finance minister as part of which the postman of a specific area would carry out the delivery of cash.
Further as per the release, the facility has been on offer for 93 banks in respect of accounts linked to aadhaar numbers via Aadhaar Enabled Payment System (AEPS).
"This is a simple method to withdraw money from your deposit in any bank without having to go to an ATM during the lockdown period and hence maintaining social distancing," the minister said.
The scheme is offered via India Post Payments Bank door step banking services that launched AEPS in September 2019.
The process of withdrawal involves steps wherein after aadhaar number is provided or scanned, amount as well as bank from which the amount is to be withdrawn needs to be given post which postman needs to authenticate his identity by placing his finger on the biometric equipment. A maximum of Rs. 10000 can be withdrawn through the process on a daily basis.
"The machine will be cleaned with sanitiser and the beneficiaries must also clean their hands. The postal department has purchased enough sanitisers for this purpose," the Minister said.